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Marksheet Loan


Mark sheet loans: marksheet loans :for unemployed :mark-sheet copy of 10th class or 12th class or your present certificates/voter i.d/bank pass book front page copy/elecricity bill/ration card or gas book copy. 

Marksheet loans : for employed :any last three months salary slip/mark-sheet copy of 10th class or 12th class or your present certificates/voter i.d/bank pass book front page copy/elecricity bill/ration card or gas book copy.

Project loans : for business class : project report copy/pan card/voter i.d/last two years income tax returns front page copy/bank passbook front page copy/electricity bill/ration card or gas book copy/optionel:if you have business registration copy

Eligibility Criteria
• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Minimum employment: Minimum 3 monthsin employment and minimum 6 months in the current organization
• Minimum Net Monthly Income: Rs.3,000 per month (Rs.3,000 in Mumbai, Delhi, Bangalore, Chennai and Hyderabad & Rs.3,000 in Calcutta, Ahmedabad and
Cochin)

Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
• Address Proof (Ration card Tel/Elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements (latest 3 months bank statement / 6 months bank passbook)
• Latest salary slip or current dated salary certificate with latest Form 16

Self employed (Professionals) include self - employed Doctors, Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretaries.

Eligibility Criteria
• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: 3 months to 6 months depending on profession
• Minimum Annual Income:Rs.1,00,000 p.a.

Documents required:
• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence).
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate).
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Qualification proof of the highest professional degree

Self Employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

• Minimum age of Applicant: 18 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: 3 months continuous business experience
• Minimum Annual Income: Rs.1,00,000 p.a.
• Available in select cities

Documents required:

• Proof of Identity (Passport Copy/ Voters ID card/ Driving Licence)
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents(Sole Prop. Decl. Or Cert. Copy of Partnership Deed,Cert. Copy of MOA, AOA & Board resolution.)

Self Employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria
Years in business: Minimum of 3 months in current business and 6 months total business experience
• Business must be profit making for the last 6 months
• Minimum Annual Income: Rs1,00,000 p.a.
• Available in select cities

Documents required:
• Address Proof (Ration card Tel/elect. Bill/ Rental agr. / Passport copy/Trade licence /Est./Sales Tax certificate)
• Bank Statements(latest 6 months bank statement /passbook)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 yrs. certified by a CA
• Proof of continuation (Trade licence /Establishment /Sales Tax certificate)
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by
Director) & Board resolution (Original).

 

 

 
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